Property Cashout Calculator Singapore

Property value

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LTV cap (75%)

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Est. max cashout

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Current LTV

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Item	Amount

TDSR-exempt · 50% LTV

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No income check required. Ideal for retirees and self-employed borrowers.

TDSR applies · 70% LTV

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Income documentation required.

MAS LTV limits — Singapore

75%

No existing loans

45%

1 outstanding loan

35%

2 or more loans

This estimate uses the 75% cap. If you have existing housing loans, your actual limit will be lower. Contact VeFi for an accurate assessment based on your full profile.

This is an estimate only. Actual approved amount depends on the bank's independent valuation, credit bureau standing, CPF accrued interest, and bank policies.

VeFi property cashout calculator — enter your property details to estimate how much equity you can unlock